Done!
Almost an hour and over 10 signatures later I find myself with a shiney new bank account for business purposes. I have noted that both accounts are accessible via the same home banking log-on, which is a mixed blessing - they both have the same name, so I’ll just have to be careful that I don’t do something with one account when I should use the other. Fiddly. Still it should keep me a little more organised, which is a good thing.
I could not believe the number of forms I had to sign, often twice or three times and the resulting amount of documentation was impressive. Roll on bio-metric signatures. At least they should mean that everything can be done electronically, in theory.
Right, now I can get down to some work, finally.
Vat/IVA
I mentioned in a previous post that the government here was about to introduce legislation which forced businesses and those registered for VAT/IVA to make all payments on-line. This legislation was due to come into effect on the 1st October. I also commented that the new requirement would cause problems for many, although not myself. Well, the government has gone and done a small about turn, as I was expecting and the new requirement will now be effective from the 1st January next year, surprise, surprise.
I said that this would not cause problems for me, but I was wrong. To permit this system to work I have to tie a bank account to my IVA registration, otherwise the tax people are going to start wondering why a business spends so much at the supermarket, when the business, my business, is not exactly involved in catering. Solution: Open a new bank account which is only for business stuff. This has a cost and means that I need to manage two bank accounts, which may get fiddly. Keeping everything in one place was quite simple and convenient.
Anyway, I’d better go, I’ve got to go and sign a few documents to complete the opening of the new account. Hey ho, it’s on with life we go…..
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